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Get up to 36x the SRS return!


SRS Funds only earn 0.05% p.a.. This is extremely low even in today's low interest rate environment! As you will likely leave the SRS Funds in the scheme for a long time, it is worth considering investing the funds to provide you with higher returns in the long-term.


Compare your personal quotes from Aviva, NTUC Income and Tokio Marine. These SRS insurance plans designed specifically to maximise your tax benefits from your SRS account.


Simply fill in the basic information below and we will email you your personal quotations to compare. 


For a limited time only, get up to $100 cashback on you application.*

9 SG Logo Aviva 1 SG Logo INCOME 2 SG Logo TokioMarine


 * First 100 sucessful applicants only. Valid till 31 Aug 2019. $100 cashback for single premium policies of $100,000 and above and $50 cashback for single premium policies below $100,000. Payable after the free-look period as passed.


Single premium investment from SRS

Capital guaranteed. Guaranteed minimum return plus additional non-guaranteed returns.

Regular income from the product from retirement age, maximising the 50% tax concession.
Up to 1.81% p.a. guaranteed return at maturity and over 3% p.a. expected return after including bonuses.


Get your personal quote now!



Here are some FAQs about SRS insurance products and how it maximises your SRS:


SRS insurance products are capital guaranteed and offer guaranteed returns. This is unlike stocks, ETFs and REITs where your capital can be wiped out by market movements. On top of the guaranteed returns, SRS insurance products provide additional non-guaranteed returns. Once the insurer declares the bonus each year, this bonus is locked-in and cannot be taken away.

You can make withdrawals after the statutory retirement age based on when your first SRS contribution was made..

After your retirement age, you can start withdrawing from your SRS account for a period of 10 years. Only 50% of the funds withdrawn are subject to income tax. As income up to $20,000 attract no income tax in Singapore, you can withdraw up to $40,000 ($20,000 x 2) SRS funds per year without having to pay any tax. This means that you can withdraw up to $400,000 tax-free over 10 years!


The guaranteed monthly income from SRS insurance products could be completely tax free if the monthly income does not exceed $3,333 per month. ($40,000 over 12 months)





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