InvestDIY Best Investment Funds
Grow your wealth - SRS & Cash

Access top global fund managers at super low fees!

3-Year historical return of 12.97% p.a.1 on a Balanced Portfolio

InvestDIY Funds Application

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Select Investment Themes if you want to only invest in the Best of Global Bond Funds, Best of Global Equities Fund or Best of Thematic Equities fund without having your risk profile assessed.

Select Investment Focus

Best of Bond Funds

Conservative funds focussed on investment grade or government related securities. Fund managers: BlackRock, PIMCO & JP Morgan.

Historical Returns1

1-Year Return 3-Year Return 5-Year Return
4.38% p.a. 6.15% p.a. 3.90% p.a.

Your investment will be allocated to the following funds:

Fund Name Allocation
Global Bonds

BlackRock Global Corporate Bond Fund

The Global Corporate Bond Fund seeks to maximise total return. The Fund invests at least 70% of its total assets in investment grade corporate fixed income securities issued by companies worldwide. Currency exposure is flexibly managed.

25%

PIMCO GIS Global Real Return Fund

The Global Real Return Fund is an actively managed portfolio of primarily intermediate duration, global inflation-linked bonds issued by governments their agencies or instrumentalities and corporations. The fund may also have limited tactical holdings, including nominal government, mortgage, corporate or money market securities.

25%

PIMCO GIS Global Bond Fund

The Global Bond Fund is a diverse, actively managed portfolio of global fixed-income securities. The average duration of the fund will normally vary within +/-3 years of the benchmark. The fund invests primarily in a diversified portfolio of investment grade bonds denominated in major world currencies.

25%

JPMorgan Global Corporate Bond Fund

To achieve a return in excess of global corporate bond markets by investing primarily in global investment grade corporate debt securities, using derivatives where appropriate.

25%

Total 100.00%

Best of Global Equity Funds

Growth funds focussed on global equities. Fund managers: Threadneedle, DWS & JP Morgan.

Historical Returns1

1-Year Return 3-Year Return 5-Year Return
30.85% p.a. 18.13% p.a. 17.22% p.a.

Your investment will be allocated to the following funds:

Fund Name Allocation
Global Equities

Threadneedle Global Focus Fund

The Fund aims to increase the value of your investment over the long term. It looks to outperform the MSCI All Countries World Index after the deduction of charges. The Fund invests at least two-thirds of its assets in shares of companies worldwide. The Fund can invest in developed and emerging markets. The Fund’s investment approach means it will typically hold a small number of investments compared with other funds.

25%

Franklin US Opportunites Fund

The Fund aims to achieve capital appreciation by investing principally in equity securities of US companies believed to possess sustainable growth characteristics and which meet growth, quality and valuation criteria. These include small, medium, and large capitalisation companies with strong growth potential across a wide range of sectors that have exceptional growth potential and fast growing, innovative companies within these sectors.

25%

JPMorgan Global Growth Equity Fund

To provide long-term capital growth by investing primarily in a growth style biased portfolio of companies, globally.

25%

JPMorgan Emerging Markets Opportunities Equity Fund

To provide long-term capital growth by investing primarily in an aggressively managed portfolio of emerging market companies.

25%

Total 100.00%

Best of Thematic Equity Funds

Growth funds focussed on Technology, China and Value investing. Fund managers: BlackRock, Allianz & JP Morgan.

Historical Returns1

1-Year Return 3-Year Return 5-Year Return
39.89% p.a. 22.77% p.a. 18.84% p.a.

Your investment will be allocated to the following funds:

Fund Name Allocation
Thematic Equities

BlackRock World Technology Fund

The World Technology Fund seeks to maximise total return. The Fund invests globally at least 70% of its total assets in the equity securities of companies whose predominant economic activity is in the technology sector.

40%

Allianz All China Equity Fund

The Fund aims at long-term capital growth by investing in onshore and offshore People’s Republic of China (“PRC”), Hong Kong and Macau equity markets.

17%

JPMorgan US Value Fund

To provide long-term capital growth by investing primarily in a value style- biased portfolio of US companies.

43%

Total 100.00%

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I understand that I should take a medium to long-term view of these investments and the investment amount does not exceed 80% of my liquid net worth.
Paying by

Please confirm the information below:

Do you have an existing FAME account with InsureDIY?

Have you passed your Client Knowledge Assessment? (CKA)

Would you like to go through a full financial needs analysis?

Note:

Please note that it is your responsibility to ensure that the product is suitable as you have not opted to receive any financial advice.

Note:

We will email you a Know Your Client form. Please complete the form and send it back to sg_service@insurediy.com and our adviser will call you back.

Where did you hear about us?
Referral Code

Declarations

InsureDIY will be entitled to and will receive fee(s) pursuant to the terms of this Agreement. InsureDIY is independent of and not a representative or agent of, or in partnership or joint venture with, Phillip Securities Pte Ltd ("PSPL") and that PSPL has no responsibility and does not accept any responsibility for the actions or inaction of the InsureDIY; and PSPL only provides execution and/or clearing services to the Clients with respect to the Investment Products the Clients will buy and/or sell via the Licensed Technology and all financial advisory with respect to the same is to be secured by the Clients solely from the InsureDIY.

I understand that a fee of 0.6% p.a. will be charged to my wrap account for AUM of $500,000 or less and 0.5% p.a. for AUM above $500,000.

I am proficient in English and  I understand that any inaccurate or incomplete information provided by me may affect the outcome of the Customer Knowledge Assessment.

I am not related to any director, employee or remisier of Phillip Securities Pte Ltd.

I understand that the funds are not guaranteed funds and returns can be negative and I may lose the value of my investment. 

I have been provided with the Prospectus and Product Highlights Sheet. The links to these documents were available in previous pages.

I understand that my personal data will be used and transfered to InsureDIY Pte Ltd in accordance with the Privacy Policy, although I understand that InsureDIY Pte Ltd acknowledges that I may opt out of the use of my personal data for direct marketing purposes by indicating as such to sg_service@insurediy.com.

InsureDIY Pte Ltd and its affiliated companies would like to send me information on relevant products and services that may be of interest to me. Often, InsureDIY Pte Ltd or its affiliated companies are able to notify me on promotional prices that will give me good value. I agree to InsureDIY Pte Ltd and their affiliated companies using my personal data (email, telephone number and postal address) for direct marketing of products and services as set out in their Privacy Policy.

I do not wish to complete the Know Your Client (“KYC”) Form and receive comprehensive financial advice. I am aware that I shall therefore not be able to rely on Section 27 of the Financial Advisers Act (Chapter 110) to file a civil claim in the event that I have suffered an alleged loss.

I CONFIRM that I have assessed the suitability of the selected collective investment scheme to my financial circumstances and needs. I accept the financial risks that come with investing in the collective investment schemes.

InsureDIY shall not be liable in respect of any losses, claims, liabilities, costs, charges and/or expenses of whatsoever nature or howsoever arising, including profits or benefits which may be deprived or lost, and legal fees suffered by me. Without prejudice to the generality of the foregoing, InsureDIY shall not in any event, be liable for any direct, indirect, consequential, special or punitive damages and any damages for loss of profits regardless of whether InsureDIY had been advised of or could have foreseen the possibility of such damages.

I understand that I may not have sufficient experience or knowledge of complex investment products for investing in this unlisted Specified Investment Product based on the Customer Knowledge Assessment. As I still intend to proceed to transact in the unlisted Specified Investment Product despite the outcome of the Customer Knowledge Assessment, I undertake not to hold InsureDIY or its Representatives responsible for any resultant loss or damage that I may suffer.

I understand that I may not have sufficient experience or knowledge of complex investment products for investing in this unlisted Specified Investment Product based on the Customer Knowledge Assessment. As I still intend to proceed to transact in the unlisted Specified Investment Product despite the outcome of the Customer Knowledge Assessment, I undertake not to hold InsureDIY or its Representatives responsible for any resultant loss or damage that I may suffer.

I understand that I may not have sufficient experience or knowledge of complex investment products for investing in this unlisted Specified Investment Product based on the Customer Knowledge Assessment. As I still intend to proceed to transact in the unlisted Specified Investment Product despite the outcome of the Customer Knowledge Assessment, I undertake not to hold InsureDIY or its Representatives responsible for any resultant loss or damage that I may suffer.

I understand that I may not have sufficient experience or knowledge of complex investment products for investing in this unlisted Specified Investment Product based on the Customer Knowledge Assessment. As I still intend to proceed to transact in the unlisted Specified Investment Product despite the outcome of the Customer Knowledge Assessment, I undertake not to hold InsureDIY or its Representatives responsible for any resultant loss or damage that I may suffer.

Acceptance

5.6% p.a. past 3-Year return

3-Year returns range from 6.15% p.a. to 19.52% p.a.1 depending on your risk profile

Low risk

Access global fund managers

InsureDIY star rated

InvestDIY Star Rated

super low fee

Cash or SRS

InsureDIY Online Application

Super low fees, no lock-in period

Why Apply for InvestDIY's Best Investment Funds

Our InvestDIY Star Rating System takes the guesswork out of investing. You can now place your funds with the best global fund managers at super low fees.

Make your money work harder! If you have not already invested your SRS funds, you would only be earning the default return of 0.05% p.a.. Having your excess cash in fixed deposits will only be earning you 0.05% - 0.65% p.a..

Choose one of our 3 investment themes:

  1. Best of Global Bond Funds;
  2. Best of Global Equity Funds; or
  3. Best of Thematic Equity Funds.

Or you can invest in a diversified portfolio based on your risk profile to grow your wealth:

3-Year Historical Return by Risk Profile1

High Growth 19.52% p.a.
Growth 15.69% p.a.
Balanced 12.97% p.a.
Moderate 9.74% p.a.
Conservative 6.15% p.a.

 

Best of all, you will enjoy fees as low as 0.5% p.a. and no upfront sales charge!

Find out more about our InvestDIY Star Rating System and how your monies will be invested here.

Have a question you need answered?  

Email (best way to reach us): sg_service@insurediy.com

WhatsApp: +65 9151 5963 (Mon to Fri: 9am - 5pm)


How does the InvestDIY Star Rating system work?

There are thousands of funds available for investment, so how do you choose?

Unique to InvestDIY, we have an open architecture where we assess over 40 fund managers and close to 2,000 funds. Our investment approach is not based on ETFs. Instead, we focus on Fund Managers who are expected to outperform the market and produce alpha.

Our proprietary rating system crunches through the historical data of global fund managers and ranks their performance based on 10 different metrics. Our 10 metrics focus on 3 different dimensions:

consistent performance

Consistent Performance

outperformance

Outperformance Relative to Benchmarks

able to manage downside

Downside Management

InvestDIY Best Investment Funds Details

You can choose to:

(a) directly invest into one of the three pre-selected investment themes, or 

(b) have your risk profile assessed so that we can recommend a suitable asset allocation.

As part of our portfolio review process, we may recommend that you re-balance your investments where needed. You will remain in full control of your investments and can choose to accept our recommendations or continue with your existing allocation.

Select from one of these three themes:

Theme 1: Best of Global Bond Funds

Our Best of Global Bond Funds series selects global bond funds that have a focus on investment-grade or government-related securities.

Your monies will be invested equally in:

Global Corporate Bond Fund

Allocation: 25%

PIMCO logo

Global Real Return Fund

Allocation: 25%

PIMCO logo

Global Bond Fund

Allocation: 25%

JP Morgan logo

Global Corporate Bond Fund

Allocation: 25%

 

Past Performance1
1-Year Return 4.38% p.a.
3-Year Return 6.15% p.a.
5-Year Return 3.90% p.a.
Theme 2: Best of Global Equity Funds

Our Best of Global Equity Funds series selects global equities funds managed by fund managers with an excellent track record. This diversified portfolio was designed to provide growth opportunities with diversification.

Your monies will be invested equally in:

Threadneedle logo

Global Focus Fund

Allocation: 25%

Franklin Templeton logo

Opportunities Equity Fund

Allocation: 25%

JP Morgan logo

Global Growth Equity Fund

Allocation: 25%

JP Morgan logo

Emerging Markets Opportunities Equity Fund

Allocation: 25%

 
Past Performance1
1-Year Return 30.85% p.a.
3-Year Return 18.13% p.a.
5-Year Return 17.22% p.a.
Theme 3: Best of Thematic Equity Funds

Get even more potential returns with InvestDIY's Thematic Equity Funds. Our selection of funds focus on 3 thematic areas:

  • China growth story,
  • Value investing, and
  • Technology

Your funds will be invested in:

World Technology Fund

Allocation: 40%

Allianz logo equity funds

All China Equity Fund

Allocation: 17%

JP Morgan logo

US Value Equity Fund

Allocation: 43%

 
Past Performance1
1-Year Return 39.89% p.a.
3-Year Return 22.77% p.a.
5-Year Return 18.84% p.a.

 

You can check out more details about these funds by filling in the online form above.

Based on your information, we will help to assess your risk profile as Conservative, Moderate, Balanced, Growth or High Growth. Conservative risk profiles will have a higher allocation to bonds while High Growth risk profiles will have higher allocation to equities.

3-Year Historical Return1
High Growth 19.52% p.a.
Growth 15.69% p.a.
Balanced 12.97% p.a.
Moderate 9.74% p.a.
Conservative 6.15% p.a.

 

The volatility of the performance increases as the risk profile move from Conservative to High Growth. Check out your risk profile and suggested investment allocation by filling in the online form above.

floating interest rates

How to Apply

1
apply

Apply above (you will be opening a Phillips Securities FAME account if you do not have one with us*.)

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2
fund the account

Transfer your funds into the trading account

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3
authorise the trade

Authorise the trade once we send you the notification

Here are some common questions about InvestDIY Best Investment Funds

1. Why do I have to apply for a wrap account?

* The wrap account is on a platform run by Phillips Securities and is authorised to collect monies and to execute trades with fund managers. Your monies will be held in custody with Phillip Securities in trust. We do not collect your funds or handle your money directly.

As this is a one-time set up process, we will also ask if you want to set up such that you can use your CPF monies for investment in the future in addition to a cash account. You can also invest your SRS monies into the funds.

 

2. Is the return or capital guaranteed?

Whilst each fund provides diversification, both the return and your capital are not guaranteed for any of these funds.

 

3. What is the minimum and maximum investment amounts?

The minimum investment amount is S$20,000 if you select a specific Investment Theme. The minimum investment amount is $35,000 if you invest by your risk profile. There is no maximum investment amount.

 

4. Is there a sales charge?

Enjoy our super low fees! There is no sales charge for your investment.

 

5. What fees does InvestDIY charge

A small fee of 0.6% p.a. will be charged for AUM at or below $500,000. This fee reduces to 0.5% p.a. for AUM of over $500,000. Fees are before GST. Unlike other advisers, we do not charge an upfront sales charge.

These fees go to support our on-going monitoring of the performance of the funds, servicing of your account and Phillips Security's platform.

** The Phillips Security platform will be used to execute transactions, provide statements, hold your funds in custody with Phillip Securities in trust in addition to providing other services. 

 

6. When should I be thinking about investing into such funds?

If you are keen on savings or investment products and have enough assets such that this investment is not a substantial part of your portfolio, you can consider investing in these funds.

In addition, there should not be any factors that are expected to impact you net assets significantly. e.g. expect to use the funds to purchase property soon.

 

 

InvestDIY is a brand under InsureDIY. InsureDIY is a Broker licensed by the Monetary Authority of Singapore and is an Exempt Financial Adviser. This advertisement has not been reviewed by the Monetary Authority of Singapore.

The materials and information on this site (the “contents”) are current at the date of publication and are provided on an "AS IS" basis. InsureDIY makes no representation or warranty, whether expressly or impliedly, as to the adequacy, completeness, accuracy or timeliness of the contents for any particular purpose.

1 All return figures and other statistics shown above are for illustrative purposes only as past performance are not indicative of future performance or results. Actual returns will vary greatly and depend on various factors and involves risk. It is important to note that the capital value of investments and the income from them may go down as well as up and may become valueless. Some of the statements contained in this website may be considered forward-looking statements which provide current expectations or forecasts of future events. There is no assurance that the conditions described in this website will remain in the future and actual results may differ materially.

The contents are for general circulation and information only. They are not made with regard to the specific investment objectives, financial situation and the particular needs or personal circumstances of any particular person who may receive them. They should not be relied upon as financial advice. You should obtain independent verification of the contents and seek professional advice before making an investment based on them. You should carefully consider whether any investment views and investment products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances or seek financial advice.

PLEASE READ the prospectus and PHS carefully before investing.

Commissions, handling fees, wrap fees and platform fees will be charged. In no event shall InsureDIY be liable to any party for any damages, claims, expenses or losses of any kind (whether direct, indirect, special, incidental, punitive, exemplary or consequential or otherwise) arising from or in connection with any use of or reliance on the accuracy, suitability and completeness of the contents.

Any transactions over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic, incorrect data transmission and/orthe public nature of the Internet. InsureDIY is not responsible for any use or damage arising from system, server or connection failure, error, omission, interruption, delay or failure in transmission, computer virus or other malicious, destructive or corrupting code.

 

All figures and information above are as at 31 July 2021.