domestic helper insurance 2

  

                                  

 

DO YOU NEED DOMESTIC HELPER INSURANCE?

 

Domestic helper insurance provides health and other insurance benefits to your helper.

 

All employers are required by the Ministry of Manpower to buy medical and personal accident insurance to compensate their employees for any accident during the course of employment. In addition, the medical insurance details will need to be submitted online for the renewal or issuance of the work permit.

 

 

HOW MUCH DOMESTIC HELPER INSURANCE COVERAGE SHOULD YOU BUY?


For medical insurance, you have to purchase a cover of at least S$15,000 for inpatient care and day surgery for your helper's stay in Singapore. For personal accident insurance, a minimum coverage of S$40,000 is required and the compensation be made payable to her or her beneficiaries.

 

The domestic helper insurance usually includes coverage for both medical insurance and personal accident. We would recommend that you purchase a more comprehensive coverage that includes liability to third parties, repatriation expenses and insurance guarantee bond.

 

 

 

WHAT DOES A DOMESTIC HELPER INSURANCE LOOK LIKE?

 

The Domestic Helper Insurance premium is paid at the start of the policy period and you can select a coverage period of 14 months or 26 months.

 

The key benefits of Domestic Helper Insurance are the hospitalisation coverage and personal accident coverage as required by law. Additional or optional benefits may include: 

  • Outpatient benefits
  • Dental benefits
  • Alternative domestic help benefit
  • Wages and levy reimbursement
  • Repatriation expenses
  • Termination expenses
  • Liability to third parties
  • Insurance guarantee bond
  • Employer's liability

 

For enquiries or quotes on Domestic Helper Insurance, contact us at: ico-emailSG_Contact@InsureDIY.com

 

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